Carol Realini
Board Member, Serial Entrepreneur, Mobile Payments and Banking Pioneer, Author. Carol Realini is a successful Silicon Valley executive and expert in financial service innovation. Carol also speaks at professional and industry meetings. See her speaker page for more information.
In 2011, as a Technology Pioneer attending the World Economic Forum, she led discussions on alternative banking at their meeting in Davos. A serial entrepreneur, she has been recognized as one of the 50 Top Women in Technology by Corporate Board Member magazine.
Carol Realini is a huge believer in the potential of mobile banking and payments to create financial inclusion – where everyone with a mobile phone has access to affordable financial services that empower their life and work.
Specialties: Board of Directors, CEO, financial services innovation, mobile payments, financial services, enterprise selling, marketing, innovative technology, doing business in India, development, mobile banking, fostering innovation and entrepreneurship in developing countries.
Financial Inclusion at the Bottom of the Pyramid – Co-Author with Karl Mehta
Today there are 6.4 billion wireless connections in the world reaching 85% of the total population of 7 billion people. 2.27 billion people have access to the internet, and this is increasing rapidly with the proliferation of smartphones in the developing world. Technology has never reached or impacted as many people as it does today. And this is changing everything – the way we interact, shop, learn, bank, heal, stay healthy, entertain, and live.
This is the moment in history where there is an opportunity to provide financial services for everyone. Just as mobile communications has created an almost universally connected world, so can mobile banking create universal financial inclusion. Although it is within our reach, the journey is non-trivial.

Written by experts with banking innovation experience in dozens of countries and continents.
Reading this book will change your view of banking forever. It provides innovation guidelines and a blueprint to change the banking landscape.
Carol Realini On the Web
Write Carol by leaving a message below, or sending an email to [email protected]
For information about Carol’s corporate and industry speaking, visit this page.
Carol Realini and Friends in Egypt